Assistant Manager, Risk & Credit
MNC
Full Time
Kuala Lumpur
Posted 5 months ago
Company Business Nature:
Financial services company offering corporate finance advisory, fund management, and private equity solutions, a subsidiary of an SGX-listed entity with branches in 3 countries.
Location: Mid Valley City, W.P. Kuala Lumpur
Working Days: Monday to Friday (1 day WFH)
Key Responsibilities:
- Managing the entire credit application process from application to providing recommendations to the approving committee.
- Assessing credit worthiness of the credit applications, analysing current risks and identifying potential risks that could impact the company.
- Communicate within the departments in assessing and establishing credit limits as well as determining its financial eligibility to the financing.
- Implementing an overall risk management process for the organisation, which includes an analysis of the financial impact on the company when risks occur and provide on-the-ground solutions for it.
- Leading a due diligence to the relevant parties involved i.e. Client, Contract Awarder, Supplier by meeting, calling and visiting.
- Supervising the team members in handling the processing of the credit applications including legal documentation relevant to the financing.
- Equal distribution of credit portfolios based on limit and nature of the contracts within the team whilst working with other department to achieve efficiency.
- Overseeing the general health of the financing portfolio including periodic check on the repayment and the contract performance, which will include liaising with the Client, Contract awarder and Supplier.
- Participate in enhancement of operational risk policies to minimise credit losses and preventing failed internal control processes.
- Monitoring the performance of the team against the key performance indicators set.
- Develop and drive a sound, open and pro-active risk culture, working closely and collectively with functional units to support management in ensuring all key risks are reported and properly managed.
Qualifications/Requirements:
- Minimum Bachelor’s Degree holder in Accounting, Finance, Economics, Business, Law,
Banking or equivalent qualification - Holder of professional qualification in Accounting, Finance, Banking, Credit and
Investment Management field such as ACCA, CIMA or CFA is preferred - Knowledge in financial products offered by non-bank financial services such as Factoring,
Insurance, Leasing, Trade Credit business or in other sub-sector of finance field such as
investment or asset management will be an added advantage - Minimum 5 years work experience in the areas of credit management, risk management,
risk control, business proposal and credit evaluation or similiar loan and transaction
approving role
Salary: RM5,000 to RM6,000 (up to RM6,500 for AM) (up to RM7,000 for Manager)
Fixed Allowance: Mobile allowance RM80, free parking, travel, mileage, parking and toll are claimable
Report To: Head of Department